Even later - still Sunday
Good bunch of people on the Forum - very patient…Nobody slapped me on the wrist for posting 1001 questions. Yet.
Got a bit clearer idea what to do now:
1) Co Op Account will hopefully be sorted on Wednesday. Fingers crossed. Applied today over the phone. Hope it is accepted and can get the Pyroll the new account details in time for the 26th March salary to go to the new account.
2) Finish off the Expenses sheet, re check making sure I have not missed anything and that I am not over enthusiastic with “disposable income” figure as I can clearly see this was the reason for many other’s IVA’s failing after few months. I can not afford mine to fail.Better learn on other people’s mistakes.
3) Have to find an IP - tomorrow. Start the ball rolling ASAP. I can not even imagine another month like this.One that can work with me and get IVA for under 500 per month.
4) Call all creditors tomorrow to find out exact outstanding balances and have those ready for future IP.
5) Cancel DD for debts this week. As soon as I have an IP who works for/with me
Unplug the house phone for 2 months , cross my fingers and hope for the best…
*****
The dog is limping, noticed this last week, thought just a simple thing and would pass. It did not - back to the vet tomorrow. I still haven’t got insurance….
